Archive for October, 2017

2018 Health Insurance Rates for Florida

As we approach open enrollment 2018 we wanted to review a few of the options available for Floridians’ specifically in South Florida.

Let’s end the charade-the ACA in 2018 has become unaffordable for everyone who is not getting government assistance for their premium.  This year alone Florida Blue and AvMed have increased their rates by close to 80%!

But have the premium increases come with better benefits?  Nope and in AvMed’s case the network has been reduced to just Dade, Broward and Palm Beach County.

What are your options now?

Well that’s where we come in.  From group, individual, short term, international we have the solution to whatever silly rate you are seeing.  If your healthy there is no reason to pay 1/3 of your income to for a cruddy insurance plan.

Wednesday, October 25th, 2017 Blog Posts Comments Off on 2018 Health Insurance Rates for Florida

Stay Away from U.S. Health Group(Freedom Life)

With sky rocketing premiums individuals are looking for alternatives for traditional ACA plans.  Some of the better ones are short term plans or even a major medical.  What you don’t want is anything from U.S. Health Group.

U.S. Health Group offers incredibly horribly indemnity products mixed in with accident/critical illness plans that make it appear slightly less gross.  But poop is poop.  This group sells themselves by saying they are Cigna a lie again.  They only rent Cigna’s network but and the contract will only pay up to its max.  And what is the max you say?

For a  hospital its $400, $600 or $700 per day.   Sick yet?  Well don’t get cancer or have a heart attack with the max benefits being $2400.

In conclusion if someone comes to you from Freedom Life, or U.S. Health Advisors run away or better yet call us at 561.637.8162

Below is an example their “coverage”


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Thursday, October 19th, 2017 Blog Posts Comments Off on Stay Away from U.S. Health Group(Freedom Life)