Accident Insurance as a Supplement

If you have a policy with a deductible of over $1000 it might be smart to consider a separate accident policy.  What is an accident policy?  Simply it’s a policy that will pay up to $1000-$6500 if you are hospitalized because of an accident.

For my family, I have an accident policy as we have a deductible of $7,000.  If my crazy son falls down the slide and we must go to the emergency room this policy will cover our deductible.

If you have a family or want to avoid a huge hospital bill you might want to consider accident insurance.

Friday, February 17th, 2017 Blog Posts Comments Off on Accident Insurance as a Supplement

Health Insurance Options After Open Enrollment

If your not aware open enrollment for health insurance is over.  This was the 3 month window where you can shop different plans, apply for government help or tell the government no thanks.

For those that missed the deadline there are 3 options:

  1.  If you have a SEP(special election period) you can purchase a plan thru healthcare.gov or directly with a carrier.  An example of some SEP’s would be marriage, birth of a child, moving etc.

2.  Short Term Medical.  Short term medical is a great alternative to health insurance and provides major medical coverage at an affordable rate.  Many clients             including this author have purchased these items for there family.

3.  International PPO.  Available only for Ex-pats’ and those who travel globally.  These policies can be custom tailored to your individual needs and are priced             well.  Not to mention the network is usually one of the strongest in the world!

For a quote on a short term medical plan, International PPO or traditional plan please contact Evan Tunis at 561.637.8162

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

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Friday, February 3rd, 2017 Blog Posts Comments Off on Health Insurance Options After Open Enrollment

February 1st Last Day of Open Enrollment

Just a reminder that February 1st is the last day for open enrollment for 2017.  This is the final day when you can make plan changes, apply for a subsidy and get medical insurance without a SEP(special election period).

If you are interested in a quote for international medical please let us know.

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

Friday, January 27th, 2017 Blog Posts Comments Off on February 1st Last Day of Open Enrollment

Over 65 but don’t qualify for Medicare.. We have the solution

For many approaching 65 the day is truly big.  No its not because your now rounding up to the 70’s but rather you qualify for Medicare and don’t have to deal with Obamacare, the ACA etc.  But for those who don’t qualify for Medicare based on not enough working hours finding insurance can be daunting.

Individual medical may be limited, short term will issue a decline and indemnity plans are a waste of money.

The solution:  If you are an Ex-Pat or travel outside the United States: get an International Health Policy.

Evan Tunis, owner of Florida Healthcare Insurance explains, “International policies have great networks and the policies do not discriminate based on age.  The policies are individually tailored so its a true cafeteria plan.”

While the plans are quite good it is important to remember that in order to buy one you must be an ex-pat(born outside the USA) living here or travel for the majority of time outside the USA.

If you are interested in a quote for international medical please let us know.

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

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Thursday, January 26th, 2017 Blog Posts Comments Off on Over 65 but don’t qualify for Medicare.. We have the solution

Let’s Talk Short Term Medical Insurance

As premiums for ACA compliant plans have begun to rise clients have been seeking alternatives.  One of the better alternatives is short term medical insurance.

What is a short term medical plan?  Evan Tunis, Owner of Florida Healthcare Insurance explains, “Short term medical is designed to provide a stop gap for those in between jobs or those or only need major medical insurance for a specific period of time.”

Short term plans can run as little as one month to as long as 12 months.  The better carriers who provide this insurance are United Healthcare and National General(Aetna).  The plans are medically underwritten, do not cover pre-existing conditions, and usually just provide a discount for services such as doctor visits and medications.

Evan Tunis, “Short term medical plans depending on your situation can make sense.  In addition with the new administration likely eliminating the individual mandate the penalty is no longer a factor.”

If you are interested in a quote for short term medical please let us know.

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

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Monday, January 23rd, 2017 Blog Posts Comments Off on Let’s Talk Short Term Medical Insurance

Pricing and Health Insurance

If you’ve ever gone to a doctor, lab, or hospital and asked what a procedure or test will cost you’ll get the same answer-what insurance do you got?

This answer is troublesome for a myriad of reasons.  Your neighbor could be paying 1/10 of what your paying or 3x for the same procedure.  There is no other business in the United States that operates like this.

It is of the opinion of Florida Healthcare Insurance that healthcare should be like any other business.  Prices should be transparent and patients should know all of their options.   The medical fields that currently do this such as Lasik have seen rates cut  significantly.

The first step to solving the health reform situation in the United States isn’t in a law or reform but rather thru transparency.

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

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Thursday, January 19th, 2017 Blog Posts Comments Off on Pricing and Health Insurance

PPO Health Options In Florida

If you are looking for a PPO medical plan in Florida the options are slim.  You options are either a Blue Cross Blue Options EPO or an AvMed POS.  In the past we had choices such as Golden Rule and Cigna but that is in the past.

Evan Tunis, Owner of Florida Healthcare Insurance, “The carriers who have offered large PPO networks in the past have shut down enrollment. In its place are regional carriers or short term medical plans.”

In a case of unintended consequences the plans with the best nationwide networks are short term plans with National General and United.  Both of these carriers have products that will cover you nationwide though both are limited to 1,000,000 of claims.  To understand if a product like this would help your family please consult a licensed agent.

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

 

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Tuesday, January 17th, 2017 Blog Posts Comments Off on PPO Health Options In Florida

Last Day for 1/1/17 Effective Date

Good Morning People,

Today is the last day to find a health ins policy with an effective date of January 1st. If you still haven’t found a new policy give us a call at 5616378162.

Evan Tunis
Florida Healthcare Insurance
561-637-8162

Thursday, December 15th, 2016 Blog Posts Comments Off on Last Day for 1/1/17 Effective Date

Health Insurance Deadlines for January 1st Effective Dates

Hello All,

Just a friendly reminder that if you would like an effective date of 1/1/2017 your application needs to be by December 15th.  Any policy written after this date will have a February 1st effective date.  If you would like a quote simply call Evan Tunis at 561-637-8162.

Florida Healthcare Insurance

Monday, December 5th, 2016 Blog Posts Comments Off on Health Insurance Deadlines for January 1st Effective Dates

Florida Healthcare Insurance Awarded BBB Accreditation

For Immediate Release:

Florida Healthcare Insurance a full service health and property insurance agency in Coral Springs, FL has recently been granted an accredited business by the Better Business Bureau.

Evan Tunis, owner of Florida Healthcare Insurance, “We are very pleased that the BBB has honored our company. We work diligently on behalf of our clients and are glad it is recognized.”

Besides Florida Healthcare Insurance, LTC Insurance Advice(a long term care site under FHI) was also recognized. For a quote on health, life, ltc or any other field call Evan Tunis at 561-637-8162.

Wednesday, November 23rd, 2016 Blog Posts Comments Off on Florida Healthcare Insurance Awarded BBB Accreditation