cigna global

Health Insurance Options After Open Enrollment

If your not aware open enrollment for health insurance is over.  This was the 3 month window where you can shop different plans, apply for government help or tell the government no thanks.

For those that missed the deadline there are 3 options:

  1.  If you have a SEP(special election period) you can purchase a plan thru healthcare.gov or directly with a carrier.  An example of some SEP’s would be marriage, birth of a child, moving etc.

2.  Short Term Medical.  Short term medical is a great alternative to health insurance and provides major medical coverage at an affordable rate.  Many clients             including this author have purchased these items for there family.

3.  International PPO.  Available only for Ex-pats’ and those who travel globally.  These policies can be custom tailored to your individual needs and are priced             well.  Not to mention the network is usually one of the strongest in the world!

For a quote on a short term medical plan, International PPO or traditional plan please contact Evan Tunis at 561.637.8162

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

Tags: , , , , ,

Friday, February 3rd, 2017 Blog Posts Comments Off on Health Insurance Options After Open Enrollment

Over 65 but don’t qualify for Medicare.. We have the solution

For many approaching 65 the day is truly big.  No its not because your now rounding up to the 70’s but rather you qualify for Medicare and don’t have to deal with Obamacare, the ACA etc.  But for those who don’t qualify for Medicare based on not enough working hours finding insurance can be daunting.

Individual medical may be limited, short term will issue a decline and indemnity plans are a waste of money.

The solution:  If you are an Ex-Pat or travel outside the United States: get an International Health Policy.

Evan Tunis, owner of Florida Healthcare Insurance explains, “International policies have great networks and the policies do not discriminate based on age.  The policies are individually tailored so its a true cafeteria plan.”

While the plans are quite good it is important to remember that in order to buy one you must be an ex-pat(born outside the USA) living here or travel for the majority of time outside the USA.

If you are interested in a quote for international medical please let us know.

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

Tags: , , ,

Thursday, January 26th, 2017 Blog Posts Comments Off on Over 65 but don’t qualify for Medicare.. We have the solution