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Health Insurance Options After Open Enrollment

If your not aware open enrollment for health insurance is over.  This was the 3 month window where you can shop different plans, apply for government help or tell the government no thanks.

For those that missed the deadline there are 3 options:

  1.  If you have a SEP(special election period) you can purchase a plan thru healthcare.gov or directly with a carrier.  An example of some SEP’s would be marriage, birth of a child, moving etc.

2.  Short Term Medical.  Short term medical is a great alternative to health insurance and provides major medical coverage at an affordable rate.  Many clients             including this author have purchased these items for there family.

3.  International PPO.  Available only for Ex-pats’ and those who travel globally.  These policies can be custom tailored to your individual needs and are priced             well.  Not to mention the network is usually one of the strongest in the world!

For a quote on a short term medical plan, International PPO or traditional plan please contact Evan Tunis at 561.637.8162

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

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Friday, February 3rd, 2017 Blog Posts Comments Off on Health Insurance Options After Open Enrollment

PPO Health Options In Florida

If you are looking for a PPO medical plan in Florida the options are slim.  You options are either a Blue Cross Blue Options EPO or an AvMed POS.  In the past we had choices such as Golden Rule and Cigna but that is in the past.

Evan Tunis, Owner of Florida Healthcare Insurance, “The carriers who have offered large PPO networks in the past have shut down enrollment. In its place are regional carriers or short term medical plans.”

In a case of unintended consequences the plans with the best nationwide networks are short term plans with National General and United.  Both of these carriers have products that will cover you nationwide though both are limited to 1,000,000 of claims.  To understand if a product like this would help your family please consult a licensed agent.

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

 

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Tuesday, January 17th, 2017 Blog Posts Comments Off on PPO Health Options In Florida