coral springs health insurance

Health Insurance Options After Open Enrollment

If your not aware open enrollment for health insurance is over.  This was the 3 month window where you can shop different plans, apply for government help or tell the government no thanks.

For those that missed the deadline there are 3 options:

  1.  If you have a SEP(special election period) you can purchase a plan thru healthcare.gov or directly with a carrier.  An example of some SEP’s would be marriage, birth of a child, moving etc.

2.  Short Term Medical.  Short term medical is a great alternative to health insurance and provides major medical coverage at an affordable rate.  Many clients             including this author have purchased these items for there family.

3.  International PPO.  Available only for Ex-pats’ and those who travel globally.  These policies can be custom tailored to your individual needs and are priced             well.  Not to mention the network is usually one of the strongest in the world!

For a quote on a short term medical plan, International PPO or traditional plan please contact Evan Tunis at 561.637.8162

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

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Friday, February 3rd, 2017 Blog Posts Comments Off on Health Insurance Options After Open Enrollment

Let’s Talk Short Term Medical Insurance

As premiums for ACA compliant plans have begun to rise clients have been seeking alternatives.  One of the better alternatives is short term medical insurance.

What is a short term medical plan?  Evan Tunis, Owner of Florida Healthcare Insurance explains, “Short term medical is designed to provide a stop gap for those in between jobs or those or only need major medical insurance for a specific period of time.”

Short term plans can run as little as one month to as long as 12 months.  The better carriers who provide this insurance are United Healthcare and National General(Aetna).  The plans are medically underwritten, do not cover pre-existing conditions, and usually just provide a discount for services such as doctor visits and medications.

Evan Tunis, “Short term medical plans depending on your situation can make sense.  In addition with the new administration likely eliminating the individual mandate the penalty is no longer a factor.”

If you are interested in a quote for short term medical please let us know.

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

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Monday, January 23rd, 2017 Blog Posts Comments Off on Let’s Talk Short Term Medical Insurance

PPO Health Options In Florida

If you are looking for a PPO medical plan in Florida the options are slim.  You options are either a Blue Cross Blue Options EPO or an AvMed POS.  In the past we had choices such as Golden Rule and Cigna but that is in the past.

Evan Tunis, Owner of Florida Healthcare Insurance, “The carriers who have offered large PPO networks in the past have shut down enrollment. In its place are regional carriers or short term medical plans.”

In a case of unintended consequences the plans with the best nationwide networks are short term plans with National General and United.  Both of these carriers have products that will cover you nationwide though both are limited to 1,000,000 of claims.  To understand if a product like this would help your family please consult a licensed agent.

Evan Tunis is with FloridaHealthcareInsurance.com, one of the  leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/ or call 561.637.8162.

 

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Tuesday, January 17th, 2017 Blog Posts Comments Off on PPO Health Options In Florida