florida keys health insurance

What to Look for in a Health Insurance Broker?

What to look for in an insurance broker?

1.  Are they licensed with all carriers or just represent one carrier?  If they just represent one carrier then you will not get a full gauge of what’s available.

2.  Are they licensed in my state?  Many “navigators” are recommending plans to individuals with no knowledge of insurance but a 40 hour class.  Do you want to risk your medical history to them?

3.  What carrier does my insurance broker have?  Brokers should not be afraid to share this information and if they hem and haw move on.

4.  Is the coverage they offering even insurance?  Again look closely ask questions.  If you feel uncomfortable look into detail at what the insurance carrier they are recommending.  If it looks like crap it probably is crap.

For any questions on what to look for in an health insurance broker please contact Evan Tunis at 561.637.8162

Evan Tunis is with FloridaHealthcareInsurance.com, one of the leading providers of Florida health insurance quotes. To learn more about Florida health insurance, visithttp://www.floridahealthcareinsurance.com/ or call 561.637.8162.

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Wednesday, February 19th, 2014 Blog Posts Comments Off on What to Look for in a Health Insurance Broker?

Expect Longer Underwriting Times for Florida Health Insurance

A few years back Florida Health Carriers were bragging about how quickly health applications were being underwritten. For example is was quite common for an application written on Monday to be approved by Wednesday.

However due to Health Reform this is changing.   Due to healthcare reform carriers are not allowed to rescind any policies in except for cases of fraud.

What does that mean for you?  It means if you need Florida health insurance an application should be started at least 6 weeks before the effective date.

Evan Tunis is with FloridaHealthcareInsurance.com, the leading provider of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/.

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Monday, August 2nd, 2010 Blog Posts Comments Off on Expect Longer Underwriting Times for Florida Health Insurance

Say Goodbye To Child Only Policies in Florida

On July 12th, Blue Cross & Blue Shield of Florida will discontinue all new sales of Child Only policies.  Blue Cross joins United Healthcare(Golden Rule), Assurant Healthcare and most other large carriers who have already made these changes.

Currently only Humana stands as the last company to offer these policies.  If you have a child who needs an insurance policy  please give us a call at 800.946.3157 or visit our website at www.floridahealthcareinsurance.com

Evan Tunis is with FloridaHealthcareInsurance.com, the leading provider of Florida health insurance quotes. To learn more about Florida health insurance, visit http://www.floridahealthcareinsurance.com/.

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Friday, July 9th, 2010 Blog Posts Comments Off on Say Goodbye To Child Only Policies in Florida

Group vs. Individual Health Insurance

When shopping for Florida health insurance it is prudent to first ask if you will need group or individual health insurance.

Group insurance is recommended for businesses over four employees and if someone has a pre-existing condition.  Since group insurance is guaranteed issue, they cannot turn you down for medical coverage.

Individual insurance is usally recommended for individuals, the self employed and those who do not get insurance for there employer.  Since these policies are medically underwritten they are most always less expensive then group insurance.

If you have any questions please contact Evan Tunis at 800.946.3157.

Evan Tunis is with FloridaHealthcareInsurance.com, the leading provider of Florida health insurance quotes. To learn more about Florida health insuranceFlorida health insurance quotesFlorida life insurance,Florida life insurance quotesFlorida group health insurancevisit Floridahealthcareinsurance.com.

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Tuesday, April 6th, 2010 Blog Posts Comments Off on Group vs. Individual Health Insurance

Aetna to Expand Individual Insurance to Monroe County

Aetna,  one of the largest providers of florida health insurance will begin offering covering for there individual plans in Monroe County on January 1st, 2010.

Traditionally the only providers in the Florida Keys have been: Blue Cross Blue Shield, United Healthcare, Cigna & Avalon Health.

To get a quote on an Aetna individual plan contact Evan Tunis at 800.946.3157.

Evan Tunis is with FloridaHealthcareInsurance.com, the leading provider of Florida health insurance quotes. To learn more about Florida health insuranceFlorida health insurance quotesFlorida life insurance,Florida life insurance quotesFlorida group health insurance visit Floridahealthcareinsurance.com.

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Monday, December 7th, 2009 Blog Posts Comments Off on Aetna to Expand Individual Insurance to Monroe County